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Earn up to $10 in cash back every month — oh yeah, and unlimited ATM fee refunds too!*

What if you didn't have to feel so guilty about your guilty pleasures? Free Kasasa Cash Back® is a checking account that pays you to shop using your debit card — so that morning coffee pays for itself! You'll also get unlimited refunds on ATM fees, not just here in the Bootheel but all over the country. Couple those rewards with free online services, like mobile banking, to experience better banking on your terms.

  • Free checking that pays you back
  • 4% cash back on debit card purchases*
    • No category restrictions on purchases
    • Cash back earned on up to $250 in purchases monthly
    • Earn up to $10 cash back per month
  • Unlimited refunds on ATM fees, nationwide*
  • Link to Kasasa Saver® to build savings automatically
  • Add Kasasa Protect® for comprehensive fraud protection* 
  • No monthly service fee
  • No minimum balance to earn rewards
  • Free online banking & bill pay
  • Free eStatements
  • Free mobile banking & mobile deposit
  • Free instant-issue MasterCard® debit card
  • Unlimited check writing
  • $50 minimum deposit to open

Earning Cash Back is as Easy as 1, 2, 3 

Qualifying for your rewards is so simple, you’re probably already doing it! To earn your rewards, just do the following transactions and activities in your Kasasa Cash Back account during each Monthly Qualification Cycle:

  • Have at least 10 debit card purchases post and settle
  • Be enrolled in and agree to receive eStatements
  • Have at least one direct deposit OR automatic payment (ACH) OR online bill payment post and settle

See? No problem! And don’t worry if you don’t meet your qualifications during a cycle. Your account is still free, and you can get back to earning your cash rewards the very next month.

*APY=Annual Percentage Yield. APYs accurate as of 07/01/2017. Rates may change after account is opened. Minimum to open is $50 for Kasasa Cash Back and $50 for Kasasa Saver. When monthly qualifications are met, you will receive 4.00% cash back on debit card purchases that post to and settle account during monthly qualification cycle up to a total cash back of $10 per monthly qualification cycle. Domestic ATM fees incurred using Kasasa Cash Back debit card during qualification cycle will be reimbursed if qualifications are met within monthly qualification cycle. Qualifying transactions must post to and settle account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle account. Transfers between accounts do not count as qualifying transactions. ATM-processed transactions do not count towards qualifying debit card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Kasasa Cash Back rewards will be credited to your Kasasa Saver account on the last day of the monthly statement cycle. If qualifications in Kasasa Cash Back account are met each monthly qualification cycle: (1) balances up to $25,000 in Kasasa Saver account receive an APY of 1.00%; and (2) balances over $25,000 in Kasasa Saver account earn 0.38% interest rate on portion of balance over $25,000, resulting in 1.00-0.50% APY depending on the balance. If qualifications are not met on Kasasa Cash Back, all balances in Kasasa Saver account earn 0.04% APY. Limit one account per SSN. ATM receipt must be presented for reimbursement of an individual ATM fee of $5.00 or higher.