We maintain information and data about our customers for various reasons.
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information.
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
- Social Security Number
- Account balances
- Payment history
- Credit history
- Credit scores
When you are no longer our customer, we continue to share your information as described in this notice.
All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Kennett National Bank chooses to share; and whether you can limit this sharing.
Reasons Kennett National can and does share your personal Information
For our everyday business purposes — such as to process your transactions, maintain your accounts, respond to court orders and legal investigations or report to credit bureaus. (You can not limit this sharing.)
- For our marketing purposes - to offer our products and services to you. (You can not limit this sharing.)
How does Kennett National Bank protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Kennett National Bank collect my personal information?
- Open an account
- Apply for a loan
- Use your credit or debit card
- Pay us by check
- Show your government-issued ID
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can't I limit all sharing?
Federal law gives you the right to limit only
- sharing for affiliates' everyday business purposes - information about your creditworthiness
- affiliates from using your information to market to you
- sharing for nonaffiliates to market to you
- State laws and individual companies may give you additional rights to limit sharing.
- Affiliates — Companies related by common ownership or control. They can be financial and non-financial companies. Kennett National Bank does not share with our affiliates.
- Nonaffiliates — Companies not related by common ownership or control. They can be financial and non-financial companies. Kennett National Bank does not share with nonaffiliates so they can market to you.
- Joint Marketing — A formal agreement between nonaffiliated financial companies that together market financial products or services to you. Kennett National Bank doesn't jointly market.