Kasasa Saver® Disclosure
Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our bank as ATM transactions, non-retail payment transactions, and purchases made with debit cards not issued by our bank. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards. "Monthly Qualification Cycle" means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle. Reward Information: Rewards vary by account. When your linked Kasasa Cash® or Kasasa Cash Back® account qualifications are met during a Monthly Qualification Cycle, your Kasasa Saver® account balances up to $20,000 receive an APY of 1.00%; and balances over $20,000 earn 0.05% interest rate on the portion of balance over $20,000, resulting in a range from 1.00% to 0.50% APY depending on the account's balance. You're your Kasasa Cash® or Kasasa Cash Back® qualifications are not met, all Kasasa Saver® balances earn 0.05% APY. Interest, cash back payments and ATM fee reimbursements are credited to the appropriate account on the on the last day of the monthly statement cycle. Kasasa Cash rewards are automatically transferred to the linked Kasasa Saver® account within one day. This automatic transfer may cause an overdraft to your linked Kasasa Cash® account, if the account's balance is less than the transferred amount when transfer occurs. APY = Annual Percentage Yield. APYs accurate as of 03/01/2021. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings. Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. $50 minimum deposit is required to open the account. Monthly Direct Deposit/ACH credit, 10 debit card transactions and receipt of electronic statements are conditions of these accounts. Enrollment in electronic services (e.g. online banking, electronic statements, and log-ons may be required to meet some of the account's qualifications. Limit 1 account per social security number. There are no recurring monthly maintenance charges or fees to open or close this account. A Kasasa Cash® or Kasasa Cash Back® account is required to have a Kasasa Saver® account. A linked Kasasa Saver® account is required for automatic savings. Contact one of our bank service representatives for additional information, details, restrictions, processing limitations and enrollment instructions. Member FDIC. Kasasa, Kasasa Cash®, Kasasa Cash Back® and Kasasa Saver® are trademarks of Kasasa, Ltd., registered in the U.S.A.